Especially when it comes to money, security is a top priority. For this reason, we have created Bluecode, a technology and solution that not only protects your money, but also your data. Bluecode is a highly secure payment method because: A new Bluecode token (blue barcode) is created for each individual payment and each Bluecode token can only be used once. No confidential data is transmitted in the payment cycle. Bluecode does not store any personal data or other information that would allow conclusions to be drawn about the user's account or identity.
Integrated Mobile Payment.
Bluecode is a unique payment system. It combines successful payment networks and will soon enable worldwide payment in accordance with European standards. Bluecode enables contactless payment via NFC, QR and barcode. Bluecode always finds the best payment technology for the respective situation. Add “Tap & Scan around the world” to your app and improve the user experience of your app with innovative mobile payment!
Global Payments with European Standards.
Bluecode enables secure global payments while adhering to European security and data protection standards. A trusted payment experience, everywhere.
Connect Loyalty Programs to Payments.
Integrate your loyalty program with payment to enable a fast and seamless checkout experience—for the benefit of both customers and merchants.(Headline:)
More Value for Customers.
Turn your app into a daily companion by offering practical features like fueling, insurance, and gift cards, boosting engagement and utility.
Benefit from the Fair-Share Model.
With Bluecode, app operators earn a share of every transaction—a fair-share model that ensures additional revenue and attractive margins.
Upgrade Your App to a Payment Platform.
Integrate Bluecode to capture more value: no fees to international tech giants, earn from every transaction, and strengthen Europe’s independence.
Higher Margins.
Thanks to account-based payments, there are no fees for international credit card schemes or other wallets. As the app operator, you even earn money on every transaction!
Global Payments in Your App.
With Bluecode, you can bring worldwide payment with 160+ million partners in 40+ networks into your own app.
Keeping the customer journey.
Payment is the most important step in a customer relationship and a daily use case. Strengthen your brand through integrated payment and become your customers' daily companion with your app.
Empower Europe.
Become part of a genuine European payment system and bring the added value back to Europe!
Higher Margins.
Direct account-to-account payments mean no fees for credit cards or wallets, and app operators earn from every transaction.
Combine Loyalty and Payments.
Link your loyalty program to payments, enabling faster checkouts that benefit both customers and merchants.
For POS and E-Commerce.
From in-store to online, Bluecode provides a secure and familiar payment experience across all channels.
Empower Europe.
Join a true European payment system to strengthen Europe’s independence and economic resilience.
Fast and Simple Integration.
No complex projects required—our ready-to-use SDK integrates effortlessly into any app, making it a payment-ready solution.
Everyday Use.
Bring the most important daily use case into your app! Secure payments boost brand recognition and make your app indispensable.
Earn from Every Transaction.
Bluecode’s Fair-Share Model increases revenue with every transaction, making payments more profitable for your app.
Empower Europe.
Be part of a true European payment system, bringing value creation back to Europe – soon available globally.
Global Payments through a European Payment System.
Bluecode has created a unique solution that unites global payment networks. Through partners such as Discover® Global Network, Alipay+ and EMPSA, Bluecode will soon be connected to over 160 million acceptance partners in 40+ networks and continues to grow. The special thing about it: payments are account-based (without credit/debit card), are therefore highly secure and are processed according to European values, rules and standards in Europe.
Interoperability at New Levels.
By connecting networks, Bluecode expands global reach while maintaining the familiar user environment and effortless operation for both customers and merchants.
Responsibility in Every Aspect.
Bluecode offers lean pricing and global connectivity, always adhering to European standards and data protection rules. A payment system that saves costs, enhances Europe’s digital sovereignty, and brings payment value creation back to Europe—profitable for merchants of all sizes and their customers.
Strong Partners Are Already Onboard.
Many partners are part of our mission to build a sovereign European payment infrastructure. Responsibility requires bold action – join us in shaping the future.
Acceptance Partners
Become a Partner.
Join Bluecode now – as an acceptance partner, bank, merchant, or app operator. We look forward to welcoming you!
FAQs
Here you will find answers to the most frequently asked questions about Bluecode - everything about our payment solution at a glance.
Contact Bluecode NowThe Bluecode app brings the familiar collector's pass into the mobile age. This means that you always have the collection pass from your favorite bakery with you, for example, and don't have to take it out of your wallet and have it stamped every time you shop. With Bluecode, this works completely automatically: simply pay with your mobile device and the stamps are stored digitally in the app. When your stamp pass is full, you will receive a voucher that is automatically redeemed the next time you pay with Bluecode.
With Bluecode, you can finally pay securely and quickly with your app-enabled device, such as your smartphone. At selected retailers (e.g. Hartlauer, Hervis and Ecodrom), you can even link your customer card or digitize your collection passes fully automatically. One scan is enough and all the steps are done in no time at all! You'll never need your customer card at these retailers again and loyalty cards will never get lost again.you can find our digital value-added services (vouchers, loyalty cards, cards, etc.) in the Bluecode app under “Discover”.
You can use Bluecode free of charge.
Bluecode was launched in Austria in 2015 and is now available in 85% of all grocery stores. For example at Billa, BIPA, Billa PLUS, Spar, Interspar, M-Preis, Sutterlütty and ADEG, to name just a few. You can also pay with Bluecode at innovative bakeries such as Felzl or Felber, in underground car parks, cinemas, petrol stations and many restaurants.Bluecode is also available nationwide in Germany at retailers from various sectors. In addition to Rossmann, Müller and Globus, our acceptance points in Germany also include soccer stadiums and many other partners, and you can also use our interactive map of Bluecode acceptance points.
Security is one of the most important factors in payment processing, for you and for us. To ensure that no one can use third-party accounts, the billing partners or direct debit processors use their own bank services (e.g. EPS, Giropay) or licensed third-party service providers (e.g. Klarna, Tink) to verify the authority to dispose of accounts. account verification is only used to check the user's authorization (= successful access to the account), no financial data from the account is used to create a scoring or similar.
There are two ways to link your bank account with Bluecode:With partner banks, you can log in immediately and directly in the app or in your bank's online banking. This registration is particularly fast and possible at all Bluecode partner institutions.at all other banks, you can register using a SEPA direct debit procedure (“Bluecode direct debit procedure”). In this case, when you register for Bluecode, you issue a direct debit mandate to a licensed billing partner who processes your Bluecode payments (direct debits) on behalf of the merchant's payment service provider (current billing partners are: Payone GmbH, Volksbank eG). The direct debit processor or billing partner is supported in the registration process by a technical service provider, Secure Payment Technologies GmbH.
Once you have downloaded the Bluecode app to your device free of charge, you can connect Bluecode to your bank account. Bluecode will not receive your name or account details. This data remains with your bank or, in the case of the Bluecode direct debit procedure, with a licensed billing partner/direct debit processor and a new, unique Bluecode token (blue barcode) appears each time you open the Bluecode app. When paying with Bluecode, you must present this blue barcode to the merchant so that they can accept the Bluecode payment, e.g. by scanning the Bluecode token. By showing the Bluecode token, you declare bindingly that you wish to pay with Bluecode. The payment process is completed within 300 milliseconds. Have you noticed anything? It sounds damn fast. And it is! And you don't have to touch any PIN entry devices to pay for anything - there may also be other methods of paying with Bluecode besides scanning, such as photographing a QR code.
Bluecode is a mobile payment method. Bluecode makes paying with an app-enabled device (“terminal”), such as your smartphone, as simple as it is ingenious. It's simple, rewarding and secure. Every time you open the Bluecode app, a new blue barcode (“Bluecode Token”) appears. The Bluecode Token is scanned by the retailer and payment is made. At some retailers and online stores, a QR code can also be scanned with the app to trigger a payment.
FAQs
Here you will find answers to the most frequently asked questions about Bluecode - everything about our payment solution at a glance.
Contact Bluecode NowAs an acceptance partner of Bluecode, Bluecode Rewards gives you the opportunity to integrate the following customer loyalty tools into Bluecode and offer them to your customers in the Bluecode app: Customer cards, Collective passes, Vouchers, Promotions and Competitions. This saves you having to issue printed cards, passes or flyers and automates the processing of your customer loyalty measures to the maximum, which is of course great for your customers. Because they don't have to buy yet another card and benefit from the convenience offered by the automated Bluecode Rewards process. For example, points are automatically credited during the payment process or the discount stored for full stamp passes is automatically processed.
With the Bluecode SDK, Bluecode can be integrated directly into a wide variety of apps. With this integration, you enable your customers to pay directly with their cell phone and your app. You can offer your customers additional added value with the individual and digital customer loyalty programs that you can offer with Bluecode If you have any questions, please contact us using our contact form.
If your company already has a contract with a payment provider, we will be happy to contact them to discuss the necessary steps with you. If you do not yet have a payment provider, we will be happy to arrange a suitable one for you and have created a contact form for you to become a Bluecode acceptance partner. Please fill this out. The right contact person will then get in touch with you immediately so that you will soon be able to accept Bluecode payments.